Alerts

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END OF SUPPORT FOR WINDOWS VISTA

Microsoft has ended support for their Windows VISTA operating system after April 11th, 2017. This means that Microsoft will stop providing any security updates, patches, hotfixes, service pack upgrades, or maintenance releases immediately following this date. If you are currently running Windows VISTA on any computer or device that you use to access your online banking accounts, and you have not upgraded to a newer supported operating system, there is a greater risk of being targeted by cyber-attacks and a higher potential for compromise of your online banking account. We strongly encourage you to upgrade your home and business computers to a newer supported operating system. We also encourage you to confirm that any other computer that you may use to access your online banking accounts after April 11, 2017 does not use Windows VISTA. You can find additional information at: http://www.microsoft.com/en-us/windows/enterprise/endofsupport.aspx

END OF SUPPORT FOR WINDOWS XP

Microsoft has ended support for their Windows XP operating system after April 8th, 2014. This means that Microsoft will stop providing any security updates, patches, hotfixes, service pack upgrades, or maintenance releases immediately following this date. If you are currently running Windows XP on any computer or device that you use to access your online banking accounts, and you have not upgraded to a newer supported operating system, there is a greater risk of being targeted by cyber-attacks and a higher potential for compromise of your online banking account. We strongly encourage you to upgrade your home and business computers to a newer supported operating system. We also encourage you to confirm that any other computer that you may use to access your online banking accounts after April 8, 2014 does not use Windows XP. You can find additional information at: http://www.microsoft.com/en-us/windows/enterprise/endofsupport.aspx

FDIC DEPOSIT INSURANCE

On July 21, 2010, FDIC deposit insurance permanently raised the current standard maximum deposit insurance amount to $250,000 per depositor. The standard maximum insurance amount of $100,000 had been temporarily raised to $250,000 until December 31, 2013. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. If you are unsure if you are fully FDIC insured, please call your local branch for assistance, or use EDIE (Electronic Deposit Insurance Estimator)an online calculator provided by the FDIC that will step you through your own circumstances to determine if you have adequate FDIC insurance coverage.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE

COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a noninterest-bearing transaction account are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDICs general deposit insurance rules. The term noninterest-bearing transaction account includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

TELEPHONE SCAM ALERT

IMPORTANT INFORMATION PLEASE READ!

Event Characteristics Cardholders have received computer-generated calls claiming to be from their financial institution. The calls claim their accounts have been frozen and then direct the cardholder to call a toll-free number to leave their debit card information in order to reactivate any cards. The toll-free number includes a recorded message that asks the customer to key their account number, card expiration date, and PIN. Recommendations Cardholder awareness is key in combating fraud. Should you receive any questionable calls, please make sure you do not provide your personal information. In addition, please be aware of following tips and/or characteristics of a fraudulent call: Make sure you [i.e. cardholder] initiate the contact, and the bank verifies your identity with questions only you would know. To verify whether a call is legitimate, call us or visit our website, using phone numbers or internet addresses from our bank statement or account documentation. Do not call back a number provided over the phone or click on a link in an email. Most communications will include something that will concern or excite the victim. If you have been the victim of a scam, file a complaint at local law enforcement. Notify us immediately at (973)344-5125.

FDIC PHISHING ALERT

IMPORTANT INFORMATION PLEASE READ!

FDIC has issued an alert that emails appearing to be from the FDIC are being sent that could be a form of phishing. The subject line reads “Urgent Notification – Security Reminder,” and ask recipients to install a program. Lusitania Savings Bank is urging all customers not to acess the link or download the executable file. The FDIC is working with U.S. Computer Emergency Readiness Team to determine the exact effects of the file.

DON’T GET LURED INTO A PHISHING SCAM

IMPORTANT INFORMATION PLEASE READ!

Con artists use email to try to hijack your personal financial information. In a scam known as “phishing,” swindlers claim to be from a reputable company and send out thousands of fake emails in hopes that consumers will respond with the bank account information, credit/debit card numbers, social security numbers, Pin codes, passwords, or other sensitive information. These emails can look quite convincing, with company logos and banners copied from actual web sites. Often, they will tell you that their security procedure has changed or that they need to update (or validate) your information, and then direct you to a look-alike web site. If you respond, the thieves use your information to order goods and services or obtain credit. If you would like to know more about recent scams and how to protect yourself, visit the following website: www.antiphishing.org.

If you feel that you have been a victim to any fraudulent emails or solicitations concerning Lusitania Savings Bank accounts, please contact us immediately. To report suspicious activity to the Intrenet Fraud Complaint Center file a complaint at their website at www.ic3.gov.

Lusitania Savings Bank