Personal Checking

Value Plus Checking This Value Plus checking not only pays you interest, it also pays you back for ATM fees, giving you the freedom to use any ATM, anywhere! Value Checking This Value checking can make the most of your money. An interest earning account that is free when other account relationships are maintained. Regular Checking This Regular checking account gives you the FREEdom that you need. No monthly service charge when you sign up for eStatement or maintain minimum balance requirement. Basic Checking This Basic Checking is very popular among senior citizens and students
Opening Balance $100 $100 $100 $50
Minimum Balance $2,500 $1,000

(Combined balance on any account)

$100 None
Interest Earnings Yes

($10,000 minimum balance to earn interest)

Yes

($10,000 minimum balance to earn interest)

No No
Internet Banking FREE FREE FREE FREE
Mobile Banking FREE FREE FREE FREE
Bill Pay FREE FREE FREE FREE
Overdraft Protections Available Available Available Available
Check writing Privileges Unlimited Unlimited Unlimited Unlimited
Transactions Requirements Minimum balance of $2,500, Direct Deposit of > = $500 and eStatements NONE NONE NONE
Monthly Service Charge NO CHARGE NO CHARGE, when you maintain a combined deposit of $1,000 on any account under your name. Otherwise there is a monthly fee of $10.00 NO CHARGE, when you sign up for eStatements or maintain a minimum daily balance of $100.  Otherwise there is a monthly fee of $5.00 $3
Debit / MasterMoney Available Available Available Available
Foreign ATM Fee Rebate $10 per statement cycle, when requirements are met NONE NONE NONE
Other FREE Services CardValet Automatic Loan Payment eStatements CardValet Automatic Loan Payment eStatements CardValet Automatic Loan Payment eStatements CardValet Automatic Loan Payment eStatements
Another difference yet is our personalized and friendly service.

Personal Checking Accounts

We feature a variety of checking accounts tailored to suit your financial needs, with unlimited check writing privileges, MasterMoney Debit Card, CardValet, automatic loan payments, Internet Banking, Bill Pay, PopMoney, and Mobile Banking. Overdraft protection is available*.

Value Plus Checking

This Value Plus checking account not only pays you interest, it also pays you back for ATM fees – giving you the freedom to use any ATM, anywhere!

  • Minimum Deposit to open | $100.00
  • Minimum amount to obtain APY+ | $10,000.00
  • Check writing | Unlimited
  • Foreign ATM refund per statement cycle | $10.00

when requirements are met:

  1. Balance requirement | $2,500.00
  2. Direct Deposit minimum | $500.00
  3. eStatement | required

Value Checking

This Value Checking account can make the most of your money. An interest earning account that is free when other account relationships are maintained. All you need is to maintain $1,000.00 on any savings account where your name listed.

  • Minimum Deposit to open | $100.00
  • Minimum amount to obtain APY+ | $10,000.00
  • Minimum combined balance requirement | $1,000.00
  • Check writing | Unlimited

Regular Checking

Our Regular Checking Accounts feature no monthly maintenance charges when you sign up for eStatements or maintain a minimum daily balance of $100 . This account truly gives you the FREEdom that you’ve been looking for.

  • Minimum Deposit to open | $100.00
  • Minimum balance requirement (account must be active) | $100.00
  • Check writing | Unlimited

Basic Checking Account

With a low opening balance requirement of just $50.00 and no monthly minimum balance required, our Basic Checking Account is a popular choice for senior citizens and students alike.

  • Minimum Deposit to open | $50.00
  • Minimum balance requirement | None
  • Monthly service charge | $3.00
  • Check writing | Unlimited
*Overdraft Protection

For peace of mind you may elect to have overdraft protection on your checking account and never worry about bouncing a check again. There are two options available for overdraft protection:

• Savings Account Overdraft Protection where you link your savings account to your checking. In case of insufficient or uncollected funds in your checking, funds will be transferred from your savings account to your checking account. Transfer fee will apply.

Overdraft Loan Protection acts as a personal/business line of credit to cover an overdrawn account. Subject to credit approval.
For more information, please contact a customer service representative at any of our locations.


+Annual Percentage Yield (APY) Lusitania Savings Bank uses the daily balance compounding method to calculate the interest on your account(s). The annual percentage yield (APY) on your account assumes that the funds will be on deposit for a full year at the initial rate and that interest is credited to the principal when paid. Interest will be paid monthly. Except for fixed rate deposits, interest rate and annual percentage yield (APY) may be adjusted at any time without notice. No interest will be paid for the days the account is below the minimum amount required. The minimum amount to obtain APY is $100.00 on Savings Accounts and $500.00 on CDs. The minimum amount to obtain APY on Value Checking is $10,000.00. Fees and/or penalties charged to your account may reduce earnings. Overdraft fees may apply to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means as applicable.

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Loan Processor and Customer Service Representative Positions

Apply in person at 107 Pulaski Street, Newark, NJ or online at

https://www.indeed.com/cmp/Lusitania-Savings-Bank/jobs