Personal Checking


Value Checking

A Value Checking Account can help you make the most of your money – not only does it pays you interest, but you become eligible to save money
through our many other free services.

Regular Checking

With no monthly fees and no
minimum balance, our Regular Checking Account gives you the FREEdom
that you’ve been looking for.

Basic Checking

The low opening balance
requirement on our Basic Checking Account make it a popular choice for
both senior citizens and students.

$100 $100 $50
+Interest Yes No No
Internet/Mobile Banking  FREE FREE FREE
Available Available Available
Unlimited Unlimited Unlimited

Monthly Service



when you maintain a combined deposit of $1,000 on any account under your name.
Otherwise, there is a monthly fee of $10.

No monthly service charge.
No monthly minimum balance.
Debit/ MasterMoney Available Available Available

Other FREE

Bill Pay
NO ATM Transaction fees.
55,000 Allpoint Surcharge free ATMs.
Automatic Loan Payment.
Bill Pay
NO ATM Transaction fees.
55,000 Allpoint Surcharge free ATMs.
Automatic Loan Payment.
Bill Pay
NO ATM Transaction fees.
55,000 Allpoint Surcharge free ATMs.
Automatic Loan Payment.
Another difference yet is our personalized and friendly service.

Personal Checking Accounts

We feature a variety of checking accounts tailored to suit your financial needs, with unlimited check writing privileges, MasterMoney Debit Card, automatic loan payments, Internet Banking, Bill Pay, and 24/7 Phone Banking. Overdraft protection is available*.

Value Checking

This account pays competitive interest rate when you maintain a daily balance of $5,000. In addition, there are no monthly maintenance charges when a balance of $1,000 is maintained on any account you may have with our institution.

• Minimum Deposit to open | $100.00
• Minimum amount to obtain APY+ | $5,000.00
• Minimum combined balance requirement | $1,000.00
• Check writing | Unlimited

Regular Checking

Totally free checking, no “if’s”, “and’s”, or “but’s.”  Our Regular Checking Accounts feature NO MONTHLY MAINTENANCE CHARGES and require NO MINIMUM BALANCE.  This account truly gives you the FREEdom that you’ve been looking for.

• Minimum Deposit to open | $100.00
• Minimum balance requirement (account must be active) | None
• Check writing | Unlimited

Basic Checking Account

With a low opening balance requirement of just $50.00 and no monthly minimum balance required, our Basic Checking Account is a popular choice for senior citizens and students alike.

• Minimum Deposit to open | $50.00
• Minimum balance requirement | None
• Monthly service charge | $3.00
• Check writing | Unlimited


*Overdraft Protection
For peace of mind you may elect to have overdraft protection on your checking account and never worry about bouncing a check again. There are two options available for overdraft protection:

• Savings Account Overdraft Protection where you link your savings account to your checking. In case of insufficient or uncollected funds in your checking, funds will be transferred from your savings account to your checking account. Transfer fee will apply.

Overdraft Loan Protection acts as a personal/business line of credit to cover an overdrawn account. Subject to credit approval.
For more information, please contact a customer service representative at any of our locations.

+Annual Percentage Yield (APY) Lusitania Savings Bank uses the daily average balance compounding method to calculate the interest on your account(s). The annual percentage yield (APY) on your account assumes that the funds will be on deposit for a full year at the initial rate and that interest is credited to the principal when paid. Interest will be paid monthly. Except for fixed rate deposits, interest rate and annual percentage yield (APY) may be adjusted at any time without notice. No interest will be paid for the days the account is below the minimum amount required. The minimum amount to obtain APY is $100.00 on Savings Accounts and $500.00 on CDs. The minimum amount to obtain APY on Value Checking is $5,000.00. Fees and/or penalties charged to your account may reduce earnings. Overdraft fees may apply to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means as applicable.

Lusitania Savings Bank