Residential Lending
When it comes to home financing, there are many different options to choose from. Lusitania Savings Bank has been a mortgage specialist in your community for more than 40 years. Our customers come back to us for their home financing needs again and again because they know Lusitania will work with them to make sure they get a customized mortgage loan that is right for their individual goals. Whether you are a first-time home buyer or an experienced real estate investor, a Lusitania loan representative will always be happy to answer your questions before, during, and after you close on your loan.
Lusitania Savings Bank's Loan Servicing Department will be available to you after the loan closing to address all your needs.
We never sell our loans! You'll be making payments to Lusitania Savings Bank until the day you pay-off your mortgage.
Competitive rates and a streamlined application process every step of the away.
Explore all your home lending options, get personalized interest rate quotes and start your application online.
Mortgage Pre-Qualification
Learn more about Lusitania's NO CHARGE NO OBLIGATION mortgage pre-qualification letter.
Home Purchase and Refinance
Choose what is right for you, whether you're buying a new home or refinancing an existing loan.
First-time Homebuyers
Programs
Lusitania is here to help you find the best home loan for your life and budget. Home grant program available.
Home Equity Lines of Credit
Home Equity Loans
Use the equity in your home to achieve your goals with flexible financing options.
Community First Loans
Our commitment to promoting affordable financing in our communities of Essex, Union, Hudson and Bergen County.
Visit Our Mortgage Center
Start your application online
By Phone
Talk to a Loan Processor
(973) 344-5125, ext 128